Thursday, March 13, 2014

A Little Rant

When you are attached to something with an inclined plane wrapped helically around an axis you are...? Hint.. it's the same thing as when your car is run over by a truck owned by the State of Ohio. If you didn't see last week's post, scroll down to look at the picture of the Subaru.  Back? OK. Here's the strange tale of how things work in Ohio.There was never any question that the BASDT ( Big Ass State Dump Truck) merged into my car at 50 or 60 mph , took out the right side, pushed me and the dog down the road with amazing force and left us 75 feet down an embankment. The risk management person from ODOT assured me at the scene that they were" Self Insured " and all would be well. What I didn't understand is that meant "MYSELF" not   " THEIR SELF " !!!  Yes friends the State of Ohio accepts responsibility for the accident but my insurance company picks up the tab. Supposedly there is to be no impact on my claims history, we'll see. Remember Sovereign Immunity from school? This is it in action. The state will generously cover my deductible and any rental car days beyond the 30 my policy covers. Five minutes before my car sustained $ 9K in damage it was worth about $ 18K. Even if it is perfectly repaired, it will never be worth even $ 14K with that big an accident on the CarFax. I have been up and down the food chain on this and cannot get anyone to consider totaling my car or compensate me for the loss of value that I have to eat on this deal. They tell me I'm screwed, I tell them I'm pissed and nothing changes. So if you see you are about to get hit by a "BASDT" try to get out of the way. The only one who is going to get hurt is you and no one will make you whole again.  Sometimes when no one is interested in making you happy you just have to decide to be happy anyway. I'm trying. be patient. Thanks for listening.

8 comments:

  1. Glad you're ok....Insurance companies can suck...last time I was bumped they tried to write my car off (for two scraped doors) ad had the cheek to say 50:50 liability when she drove into me!!!! I suppose I sinned by being in her way :/

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  2. That sucks, really sucks. You should be angry as beck!!
    No heck.
    I'm truly sorry.

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  3. omg I am so sorry about your accident, $9 k and not totaled ? what year is your car? that is amazing and can they even put it back similar to it's previous running condition?

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  4. At least glad to hear that you're OK; but bummer about your car and monetary loss.

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  5. I once watched a BATT (big ass trash truck) run over my state provided trash can. I fought city hall for months trying to get them to pay for a replacement, they refused, I threatened to chain myself to the city hall steps in protest, they laughed..... I even refused to get a new one, taking my trash to the dump for months. With all my battling, no one cared, I only caused myself grief, I finally gave up and bought a new trash receptacle. As they say,. you can't fight City Hall. I am beginning to think you can't fight any form of government in this country! Sorry about that Subaru :(

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  6. Have you tried contacting every elected official you can? Sometimes the people that want your votes actually do work for you...sometimes.

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  7. So sorry this has happened to you, you don't deserve it. Next time a salt truck goes by we just won't wave like we always used to. This is bureaucracy for you. Once again, thanks for the gravel job.

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  8. That really sucks. I had a bad accident about 6 years. My trailblazer was totaled. Dealing with the insurance was as traumatic as the accident. Glad you are ok, and I hope things are settled expeditiously.

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